Official Documents

Terms and Conditions 98club —
Complete Member Guide

This document outlines your rights and responsibilities as a 98club member. Please read it carefully before using our platform — a clear understanding ensures a smoother, hassle-free gaming experience.

Last Updated: June 2026
What's Covered in This Document?

Six key topics every 98club member should understand before playing with real money.

Eligibility & Registration

Minimum age requirements, valid information obligations, and one-account-per-user rules.

Deposits & Withdrawals

Transaction limits, processing times, supported payment methods, and MYR withdrawal policies.

Bonuses & Promotions

Wagering requirements, bonus withdrawal limits, validity periods, and promotion claim guidelines.

Account Security

Member responsibilities for password security, identity verification, and personal data protection.

Restrictions & Termination

Actions that may result in account suspension or closure, including fraud and multiple account access.

Responsible Gaming

98club's commitment to player wellbeing, self-management tools, and available support programs.

1. Introduction and Acceptance of Terms

Welcome to 98club. These Terms and Conditions constitute a legally binding agreement between you ("Member") and the operator of the 98club platform. By registering an account, making a deposit, or playing any game on this platform, you are deemed to have read, understood, and agreed to be bound by all provisions contained in this document.

If you disagree with any part of these terms, you are required to stop using 98club services. Continued use of the platform following any amendment to the terms constitutes acceptance of those amended terms.

Important Note: 98club reserves the right to update or amend these Terms and Conditions at any time. Amendments take effect immediately upon publication on the official website. It is your responsibility to review this document periodically.

The 98club platform provides online gaming services including, but not limited to, slots, live casino, fish shooting, and sports betting. All these services are subject to the terms stated here as well as any specific terms relating to particular games or promotions.

2. Member Eligibility and Account Registration

2.1 Age Requirement

98club services may only be used by individuals aged 18 and above. By registering an account, you confirm that you have met the minimum age requirement. 98club reserves the right to request proof of age at any time and may suspend or close any account suspected of not meeting this requirement.

2.2 One Account Per User

Each individual is permitted to hold only one account at 98club. Registration of multiple accounts by the same individual — whether using the same name, phone number, email, IP address, or payment method — is strictly prohibited and may result in the closure of all associated accounts and forfeiture of any remaining balances.

2.3 Accurate Registration Information

You are responsible for providing accurate, complete, and up-to-date information when registering an account. Any false or misleading information provided to 98club may result in immediate account closure without any compensation.

  • Your full name must match the name on a valid identification document.
  • An active phone number is required for account verification.
  • A valid email address for receiving notifications and account recovery.
  • Accurate bank account details for withdrawal processing.
KYC Process (Identity Verification): To ensure the safety of all members, 98club implements KYC procedures for withdrawals above a certain amount or when required by the security team. Documents that may be requested include a copy of your MyKad, bank statement, or other supporting documents.

3. Deposits, Withdrawals and Financial Transactions

3.1 Deposit Methods

98club accepts deposits via a variety of local Malaysian payment methods, including FPX, instant bank transfers through Maybank, CIMB, Public Bank, RHB, and Hong Leong Bank, as well as digital wallets Touch 'n Go eWallet and GrabPay. All transactions are conducted in Malaysian Ringgit (MYR).

3.2 Withdrawal Processing

Valid withdrawal requests are processed within 5 to 15 minutes in most cases. In situations requiring additional review, processing may take up to 24 hours. 98club is not responsible for any delays caused by the bank or payment method involved.

  • Withdrawals are only permitted to a bank account registered under the same member's name.
  • Minimum and maximum withdrawal limits are subject to current policies, which may change from time to time.
  • Your first withdrawal may require additional identity verification for security purposes.
  • Accounts with active bonuses are subject to wagering requirements before withdrawals are permitted.
Fast Withdrawal Commitment: 98club is committed to processing every valid withdrawal request as promptly as possible. Transparency and reliability in all financial matters are our top priorities.

3.3 Transaction Cancellation

Successfully processed deposits cannot be cancelled. If a technical issue causes a deposit not to be credited to your account within the expected timeframe, please contact the 98club customer support team via 24-hour live chat for immediate assistance.

4. Bonuses, Promotions and Loyalty Programme

98club offers a wide range of bonuses and promotions from time to time, including welcome bonuses, reload bonuses, cashback, and special game offers. Each promotion carries its own terms, which will be stated in detail within the relevant promotion's terms.

4.1 General Wagering Requirements

All bonuses awarded are subject to a wagering requirement before the relevant amount can be withdrawn. The specific wagering requirement for each bonus will be stated in the applicable promotion terms. In general, bonuses must be wagered at the specified multiplier using eligible games.

  • Only wagers placed in eligible game categories count toward fulfilling the bonus wagering requirement.
  • Bets that cancel each other out (hedging bets) do not count.
  • Bonuses have a set validity period — unused bonuses or unfulfilled requirements within this period will expire automatically.
  • 98club reserves the right to modify, cancel, or discontinue any promotion at any time.
Warning: Promotion abuse, including the use of multiple accounts to claim bonuses or wagering strategies designed to manipulate the bonus system, is strictly prohibited and may result in account closure and the forfeiture of all associated winnings.

4.2 Bonus Withdrawal Limits

Winnings generated from games played using bonus funds may be subject to a maximum withdrawal limit. This limit will be clearly stated in the specific promotion terms. Once the withdrawal limit is reached, any excess may be automatically removed from your account balance.

5. Member Conduct and Acceptable Use

98club members are expected to use this platform in a fair, ethical, and responsible manner. The following actions are strictly prohibited and may result in immediate account suspension or closure:

  • Use of automation software, bots, or any third-party programs that manipulate games or transactions.
  • Any form of fraud, document forgery, or submission of false information to 98club.
  • Attempting to hack, attack, or disrupt the platform's technical infrastructure.
  • Money laundering or the use of funds from illegal sources through the 98club platform.
  • Filing an unauthorized card chargeback after funds have been used in games.
  • Colluding with other players to gain an unfair advantage in multiplayer games.

98club operates a 24-hour monitoring system to detect any suspicious activity. Accounts suspected of activity that violates these terms will be temporarily frozen for investigation, and 98club reserves the right to hold any pending withdrawals during the investigation process.

6. Account Security and Data Privacy

Your account security is a shared responsibility between you and 98club. We implement 256-bit SSL encryption to protect all data transmitted through the platform, and you are required to take reasonable steps to safeguard your login credentials.

6.1 Member Responsibilities

  • Use a strong, unique password for your 98club account and never share it with anyone.
  • Enable two-factor authentication (2FA) for an added layer of security — this feature is available to all members.
  • Log out of your account after each session, especially when using a shared device.
  • Notify the 98club support team immediately if you suspect your account has been accessed without authorization.

6.2 98club Responsibilities

98club is committed to protecting your personal data in accordance with strict data protection standards. Your information will not be shared with third parties without your consent, except where required by applicable law. For more details on how we handle your personal data, please refer to our Privacy Policy.

7. Responsible Gaming

98club takes problem gambling seriously and is committed to providing a safe and responsible gaming environment. Our platform is designed with the long-term wellbeing of every member in mind, not just short-term gains.

7.1 Self-Management Tools

The following tools are available to all 98club members and can be accessed through the account settings section:

  • Deposit Limit: Set daily, weekly, or monthly maximum deposit limits based on your budget.
  • Loss Limit: Set the maximum loss amount you are comfortable with over a given period.
  • Session Time Limit: Set a time limit for each gaming session to prevent unintentionally playing for too long.
  • Temporary Pause: Take a break from playing for 24 hours, 7 days, or 30 days based on your needs.
  • Self-Exclusion: Option to permanently close your account for those who need more serious assistance.
Non-Judgmental Support: If you or someone you know is experiencing gambling-related issues, the 98club support team is here to listen and help you use the available tools — without any judgment. Reach us via live chat at any time.

Gaming at 98club is for entertainment purposes only. It is essential to play only with disposable funds you can afford to wager, and never with money needed for daily expenses, bill payments, or other financial obligations.

8. Liability Limitations and Disclaimers

98club shall not be liable for any losses incurred through use of the platform, whether direct, indirect, incidental, or consequential — including but not limited to losses arising from gameplay, service interruptions, or technical issues beyond our control.

8.1 Service Interruptions

While 98club strives to keep the platform running 24 hours a day without interruption, we cannot guarantee that the service will always be free from disruptions, delays, or technical errors. Scheduled maintenance work will be communicated in advance wherever possible.

8.2 Game Outcomes

All game outcomes generated by the RNG (Random Number Generator) system are final. 98club is not responsible for any game losses, and no claims may be made on the basis that a game outcome was unfair or non-random — as long as the RNG system operates in accordance with technical specifications certified by an independent testing body.

Dispute Resolution: Should any dispute arise regarding a transaction or game outcome, please contact the 98club support team within 7 days of the incident. Our team will thoroughly investigate each dispute and respond within a reasonable timeframe.

9. Account Closure and Suspension

Members may close their own account at any time by contacting the 98club customer support team. Before closing, please ensure all eligible balances have been withdrawn, as any remaining balance may not be recoverable once the closure process is complete.

9.1 Closure by 98club

98club reserves the right to suspend or close any member account without prior notice for the following reasons:

  • Violation of any provision within these Terms and Conditions.
  • Confirmation that a member is under 18 years of age.
  • Suspected or confirmed fraudulent activity, forgery, or money laundering.
  • Registration of multiple accounts by the same individual.
  • Systematic abuse of promotions or the bonus system.
  • Requests from relevant authorities.

In the event of closure due to a terms violation, 98club reserves the right to withhold or cancel any outstanding balance, bonuses, or wins that have not yet been withdrawn.

10. Governing Law and Jurisdiction

These Terms and Conditions are governed and interpreted in accordance with applicable law. Any dispute arising from or relating to the use of the 98club platform that cannot be resolved through direct negotiation between the parties will be settled through the appropriate arbitration or court process.

It is each member's responsibility to ensure that use of 98club's services is lawful under the laws of the jurisdiction where the member is located. 98club makes no representation that this platform is legally accessible from all locations worldwide.

Contact Us: If you have any questions about these Terms and Conditions, please contact the 98club customer support team via 24/7 live chat. We are ready to help you understand every aspect of this agreement more clearly.

Understand Our Terms. Ready to Play with 98club?

With a clear understanding of these Terms and Conditions, you're all set to enjoy a safe, fair, and enjoyable gaming experience. Over 500 game titles are waiting for you on our platform.

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